General Agencies of California
|Todd Cabral, FICF
Cabral General Agency
Serving the Diocese of Sacramento and Santa Rosa
|Carlos Guiterrez, FIC
Guiterrez General Agency
Serving the Chapters of San Jose, St. Francis (San Francisco) and Oakland.
|Pablo Contreras, FIC
Contreras General Agency
Serving the San Joaquin, Junipera Serra and part of Central Chapters.
|Steve Owens, FICF
Owens General Agency
Serving parts of Santa Barbara, Greater Los Angeles coastal and Northern region of Los Angeles county and Ventura counties.
|Stephen Melancon, FICF
Melancon General Agency
Serving parts of Southeast California including Riverside and San Bernardino Counties
and Clark and Nye counties in southern Nevada
|Keith Whiteaker, FICF
Whiteaker General Agency
Serving all of San Diego County, Lower Riverside County and Imperial County.
|Ben Baca III, FICF, LUTCF
Baca General Agency
Serving parts of Los Angeles, Orange, Kern and Tulare counties.
|Todd Cabral Agencyfirstname.lastname@example.org||Sacramento, Santa Rosa|
|Pablo Contreras Agencyemail@example.com||San Joachim, Junipera Serra, Central|
|Steven Owens Agencyfirstname.lastname@example.org||Los Angeles, Ventura, Santa Barbara|
|Ben Baca Agencyemail@example.com||Orange, Kern, Los Angeles|
|Keith Whiteaker Agencyfirstname.lastname@example.org||San Diego, Riverside, Imperial|
|Stephen Melancon Agencyemail@example.com||San Bernardino, Riverside, Nevada|
|Carlos Guiterrez Agencyfirstname.lastname@example.org||San Jose, Oakland, San Francisco|
The Knights of Columbus is a fraternal benefit society that is strong, secure and stable. Members can be confident that we’ll be here when you need us. We’ve been successfully protecting families since 1882, and our outlook remains bright.
Don’t just take our word for it. There is no more highly rated insurer in North America than the Knights of Columbus. A.M. Best has bestowed on us their highest rating (A++, Superior) for 40 consecutive years.
We are secure
Since 1882, we have been committed to protecting the financial futures of our Knights and their families. We do this by paying claims and dividends to our insured members. In 2012, we paid well over $487 million in death claims and other benefits, and more than $349 million in dividends to our policyholders. Even more impressive is the fact that in the past decade, the Knights of Columbus paid more than $3.4 billion in dividends to insured members.
We are stable
Prudent leadership and management has led to the rapid growth of our assets, providing an adequate foundation for our member’s protection, and securing our obligations to our insured and their beneficiaries. Also, because we are a fraternal benefit society, we have no stockholders. Our owners are our members and we return our good fortune in the form of dividends to our policyholders.
The Knights of Columbus is one of the world’s largest forces for good. In the past decade alone, the Knights of Columbus has donated more than $1.55 billion to charitable causes, and has performed more than 691 million hours of volunteer service.
Knights have led major charitable initiatives including Coats for Kids, the Ultrasound Initiative, and Christians at Risk, and have also sponsored events and programs with organizations such as Special Olympics and the Global Wheelchair Mission.
The Knights of Columbus insurance program – coupled with the hard work and dedication of brother Knights anywhere – helps power the Knights of Columbus’ charitable giving.